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Zero Down Payment Mortgage Loans

Zero Down Payment Mortgage Loans The days of most homeowners putting ten percent down on a 30-year mortgage are long gone. One new option is zero down payment mortgage loans. There are some excellent principles to remember when looking for a loan. First, the more money you can put down on a home, the lower […]

A Guide To Home Mortgage Rates

A Guide To Home Mortgage Rates Home mortgages are loans taken to buy a property, for which the property is used as collateral. Owning a home is a big and usually a one-time investment for many. With increasing real estate prices and decreasing interest rates on loans, many people use home mortgage loans to buy […]

Adjustable Rate Mortgages and Interest Rate Caps

Adjustable Rate Mortgages and Interest Rate Caps Many people have jumped on adjustable-rate mortgages to take advantage of the historically low-interest rates we have seen over the last few years. Rates are now rising, which means you need to understand caps. Adjustable-Rate Mortgage An adjustable-rate mortgage is just what it sounds like. The interest rate […]