As the flowers bloom, so does buyer interest—welcome to the spring market surge! Whether you’re helping clients find their first home or strategizing with seasoned investors, here’s what’s shaping the landscape and how we can navigate it together.

Spring Activity on the Rise
Mortgage demand from homebuyers is climbing for the second consecutive week, with purchase applications up 2% week-over-week and 18% year-over-year. This uptick reflects growing momentum, sparked by a modest increase in available listings. While rates remain elevated, buyers are stepping off the sidelines and back into the game.

Inventory: Tight, but Improving
Housing inventory continues to be a challenge, but there’s a silver lining: more homes are hitting the market compared to this time last year. While it’s not a full return to pre-pandemic levels, it’s enough to provide more choices—especially in high-demand areas—though competition remains fierce.

Economic Outlook: Inflation Eases, Eyes on the Fed
The latest Consumer Price Index shows inflation is slowing, raising the possibility of rate cuts later in 2025. However, housing costs remain a sticky component of inflation, keeping mortgage rate volatility in play. Buyers and sellers alike are watching closely, looking for signs of relief.

Creative Financing on the Rise
Affordability is front of mind, and many borrowers are exploring adjustable-rate mortgages, temporary rate buydowns, and other non-traditional loan solutions. These strategies are helping clients access homes that might otherwise be out of reach—and opening doors for more nuanced conversations around financing.

Opportunities for Collaboration

Empower Buyers with Education
Rates, inflation, inventory—there’s a lot to navigate. By simplifying the path and offering clear, confident guidance, we can help buyers feel equipped to take action in this market.

Offer Smart Solutions
Don’t underestimate the power of creative financing. ARMs, buydowns, and layered strategies can shift the affordability equation—and show clients what’s possible beyond the standard 30-year fixed.

Nurture Every Relationship
In today’s market, personalized service and proactive communication aren’t just appreciated—they’re expected. Let’s continue showing up with clarity, speed, and heart for our clients and partners.

 Looking Ahead
Spring has ushered in renewed market energy, and while interest rates remain a challenge, the mood among buyers and sellers is cautiously optimistic. As we move toward the second half of 2025, potential rate cuts may provide further fuel for affordability and activity.